Home investments are considered the most valuable and costly ventures in the contemporary times. Hence all home owners find and maximize all means and ways in order to protect their investment and keep the quality and condition of their property in remarkable shape. However, there are natural circumstances beyond your control that potentially jeopardize the productivity of your real property such as floods and water damage.
Floods are inevitable consequences of natural phenomena hence it happen everywhere and wherever you may be. You can never be sure that you are secured from it if you live in deserts or city streets just as you are not secured if you reside near the river or on the coasts. Homes and possessions are instantaneously lost and destroyed with rampaging waters hence do your best to protect your precious investment along with your family from such disastrous phenomenon.
You need to basically do the most fundamental thing for your home protection from flood by starting up with the city or local building authority. You can also check with your mortgage lender and insurance agent and find out if the community you are living in is a participant of the National Flood Insurance Program. If this is so, then it means that the place you are living in and on which your property is built or located is a flood zone area.
It also helps to find out if your property is highly prone to Special Flood Hazard area which means that your property has higher chances of getting flooded in any time in a particular year. There are actually two types of areas in this category, the “A” zone and the “V” zone. The former is generally referring to places which are near rivers, lakes or streams hence more at risk for rising water level. The latter refers to the area which is susceptible to very strong waves and rising water such as the case of beachfront homes.
If you have already determined the risks and potentials of your home undergoing or experiencing water damage and flood, then you must know what to do and how to do the methods of protecting your home from such natural calamities. One viable method to do is through BFE or base flood elevation, requiring your home to be elevated from its actual level.
This is an expensive and costly process to deal with specifically because it has everything to do with the structural foundation of your property. However, bear in mind that the hefty expenses you invested on BFE and elevating your house will save you a lot of trouble and worries in the future. This includes checking the lowest floor of your home and making the property survey for its elevation.
Water damage undoubtedly topples down and degrades your investment in larger scale more than you could ever imagine. It also rids you from the priceless peace of mind that you need as well as the safety and protection of your family and loved ones. Hence, it must be your utmost priority to ensure that your home is well-equipped to resist and deal with rampaging waters and flood should they happen.
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