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Three Tricks To Increase Credit Scores That Anyone With Bad Credit Can Do!



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By : Darin Sewell    99 or more times read

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It seems that everyone is looking for tricks to increase credit scores that have fallen to low levels. While there are a few tricks that can give you a quick boost, true credit repair takes a little time. Below i will cover a few of the proven tricks to increase bad credit scores.

Credit Score Boosting Trick #1

One of the first tricks you can do to raise your credit scores is to decrease the balance to limit ration on your credit cards to under 45%. What this means is that if you have a $10,000 credit limit you want no more then $4500 on the card, anymore and your scores will drop.

Credit Score Boosting Trick #2

The second trick to increase credit scores is an old trick that is not as powerful as it once was but still does work a little bit. This trick is called the piggyback method. This is where you get added as an authorized user on a friend or relatives credit card account. Just make sure they have a low balance to limit ration and always pay their bill on time or your credit could suffer!

Credit Score Boosting Trick #3

The final trick that many people use to increase their credit scores is to dispute excessive credit inquiries that are listed on your credit report. For each inquiry you get removed you can expect about 2 point increase. While it may not sound like a lot, it can add up fast if you get 10 or more knocked off. This is a simple process that is highly successful, if you are not sure how to do it, a good credit repair guide can help you.

Of course all of these tips work well but should also be combined with true credit repair efforts. This means you will be disputing negative items on your credit report. You will also be rebuilding your credit rating and paying down your debt load as well. Again a good credit repair book will help you through the entire process of self credit repair and many of these guides cost less then $40 so it is a good investment in your financial future!


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