When it comes to credit repair most people wonder if they should fix their own credit or pay a credit repair company to complete the job. Truthfully each person has a different situation and therefore the answer is usually different according to your needs and goals.
But in my personal opinion I truly believe that self credit repair is a much better way to clean up your credit report and boost your credit scores. I will tell you why in the article below.
The Reason Why Paying For Credit Repair Is Bad
Credit repair companies are like any other company and their main goal is to make money and turn a profit! The paid companies make their money from their customers by charging high monthly fees. So this means the longer they take the more they make!
While they do offer convenience they are also very expensive, the average cost for 3 months worth of paid service is $375. This breaks down into the industry standard $79 set up fee then $99 a month.
Additionally there is almost no guarantee that the services these companies perform will work, in fact most of them in their contracts state that they can not be held liable if their efforts fail to increase your scores. So what that means for you is that you could pay almost $400 for 3 months work and get no results and have no way to get your money back!
Why You Should Do The Credit Repair Yourself
Doing self credit repair yourself is the only way to know for sure that you will get the results you want as fast as you need them. While it might sound confusing it is actually quite easy and all the information you need can be found in any good credit repair course that you can buy online.
Obviously if you do things yourself you know for sure you will be working as fast as possible with only your best interests in mind. Additionally most good self credit repair kits can be purchased for between $37 and $97 so you save a ton of money.
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