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When Your Calgary Home is Consumed by Fire

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By : Rachel Vanderveen    99 or more times read
Fires are always in the news. Whether it's a 3-alarm condo fire or devastating wildfires, it's important to know what to do when these situations arise. Even if you have done everything right to reduce the risk of a fire starting within your home, or spreading from somewhere nearby to your home, you should be prepared in the hopefully unlikely event that your home catches fire.

The City of Calgary website provides information about when to call a fire inspector, fire codes in Calgary, fire permits, tips for caregivers of youths who set fires, how to build fire safety plans, how to help seniors and people with disabilities in case of a fire, and many other informative articles including many links to the Calgary Fire Department website and resources related to home safety programs, home escape plans, and how to reduce fire hazards in your home.

Unfortunately, doing all the right things within and around your home does not guarantee that your dwelling is safe from fire. Fires can spread from house to house, or houses can catch fire as a result of grass fires. There are three main things you should do to protect your home. First, invest in fire and security products offered by reputable companies. Second, ensure that your house meets current safety codes. If you own commercial property, ensure that it complies with the maintenance requirements identified in the Alberta Fire Code as per the Alberta Safety Codes Act. And third, make sure that you have fire insurance on any property or belongings you own.

In the event of a home fire, as soon as possible, you should ask your insurance company to recommend a restoration company to begin clean-up of your home. It is possible to restore a fire-damaged home. The Canada Mortgage and Housing Corporation's website provides detailed information on what to do after a fire.

Avoiding Problems after the fire

  1. Notify your insurance agency.

  2. Choose a restoration company to begin clean up and to secure the site. (Cleaning to reduce secondary damage is the home owner's responsibility).

  3. Get in writing what is covered by your insurance and document any disputed items.

  4. Decide the scope of restoration.

  5. Fill out insurance forms to help determine fire damage and losses and keep track of affected items.

  6. Fill out forms from the restoration contractor.

  7. Call the financial institution that holds your mortgage and obtain financing in case it's needed.

  8. After the initial cleanup, hire a contractor who follows up-to-date standards for fire restoration. Ensure that the contractor only does work that is within the scope agreed to.

  9. Ensure you are protected when entering your home after a fire - have a professional with you who can help you understand the dangers of a home after a fire.

  10. Invest in a heat recovery ventilator (HRV) system to ensure good ventilation and reduce mold growth. If doors and windows are being replaced, you may want to consider those that are also energy-efficient, to boost the value of your investment and to save your energy bills.

Head to for information on Calgary houses. You'll find current listings for NW Calgary real estate and relevant posts to help you search for a home.

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